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Three Ways you will Pay for Bad Credit with a Conventional Loan

May 17, 2016 By Justin McHood

Most people know that mortgages are driven by your credit score, but they are affected by them more than you might think. Every loan program has a minimum credit score they will allow in order for you to qualify for the loan, but it does not end there. Even if you meet the minimum requirement […]

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Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

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