An SUV is one mean muscle machine. It has the power and function of a light truck but is handled like a family vehicle. Not to mention, sport utility vehicles are some of the most beautiful vehicles that exist today. Known for being tough and badass, this automotive vehicle is in a league of its […]
How the Ability to Repay Rule Affects Subprime Loans
Believe it or not, subprime loans are still around – they just have a different name. Yes, the requirements are a little stricter than they were before, but not by a lot. They are not required to follow the same guidelines as conventional loans that must meet the Qualified Mortgage Guidelines, which means that your […]
Simple Ways to Work around Thin Credit on a Mortgage Application
When you fill out a mortgage application, the first thing the lender is going to do is pull your credit. If you are just starting out in terms of your credit, you might not have enough trade lines to create a credit score. How do you get around this scenario, called “ thin credit”? Luckily, […]
Three Ways to get your Subprime Loan Application Approved
A subprime loan application typically means that the borrower has less than optimal credit, but that does not mean that getting a loan is impossible. With the right steps, even people with less than perfect credit can get a mortgage loan today. Lenders are beginning to ease up on their tight restrictions in order to […]