One of the advantages of having a mortgage is the boost it can give your credit score. Timely mortgage payments can greatly help your score. But, how soon will your mortgage show up on your credit report? It depends on several factors. Get Matched with a Lender, Click Here. In general, new mortgages take between […]
The Types of Credit Look-Ups and How They Affect Your Score
Your credit score is comprised of many factors. The most important are your payment history and utilization rate. Another factor that often gets overlooked, though, is the credit look-ups or inquiries. These inquiries do have the potential to negatively affect your credit score if you are not careful. Compare Offers from Several Mortgage Lenders. What […]
How to Dispute and Clear Up Credit Report Problems
Under the Fair Credit Reporting Act, Experian, TransUnion, and Equifax are responsible for correcting any inaccurate or incomplete information in your credit file. However, the process is not exactly fast. You’d think with all the wonderful technology today that the credit bureaus could be a little less like the Social Security Administration or Department of […]